Too Much Month at the End of the Money

How often do you reach the end of the money before the end of the month? Many people struggle with budgeting, whether they are just starting out or well into their careers. Inflation, emergencies, unplanned expenses, and lifestyle creep all contribute to financial stress. We all know we should be saving more, but how can we do that when it feels like we’re barely getting by?

Here are five tips to help your money stretch further and create room for savings:

1. Track Eating Out Expenses: Include coffee and drinks. Simply track it—no need to make drastic changes yet.

2. Bulk Shop When Possible: Utilize stores like Costco to lower costs per item.

3. Review Subscriptions: Cancel unnecessary recurring payments.

4. Look for Cheaper Gas: Prices vary significantly, even in the same town.

5. Become a Complete Compounder: Save your entire income into a tax-free nest egg, even after paying expenses. Ask me how.